Boat insurance policies typically offer three primary types of coverage
Liability insurance in boat policies serves as a financial safety net for both you and fellow boaters on the water. In the event you're responsible for an accident, this coverage ensures that your insurer handles the ensuing expenses. As a result, you won't have to dip into your own funds to rectify the damage you may have caused.
Collision coverage is a vital safeguard for your boat following an accident. It empowers your insurance provider to shoulder the cost of repairing your vessel. Some insurance companies treat collision coverage as a distinct component of their policies, while others incorporate it within comprehensive boat insurance plans. Regardless, the coverage amount depends on your boat's declared value as specified in your policy. Boat insurance collision coverage offers protection against a range of accidents, whether you're at fault or not. This includes collisions with other boats, collisions with underwater obstacles or rocks, or damage to someone else's property.
Comprehensive boat insurance offers extensive protection for your vessel beyond collision scenarios. It covers risks such as theft, vandalism, and fire damage. Additionally, it typically provides coverage for potential damage from natural disasters like hurricanes, floods, and hail. However, the specific extent of protection against these hazards can vary among insurance carriers. Comprehensive coverage is often bundled with collision coverage, making it uncommon to obtain one without the other. This combined coverage ensures comprehensive protection for your boat, whether it's in use or not.
No, it does not matter where you have chosen to register your boat. Our clients have their boats registered in many different countries including; Poland, Langkawi, BVI, Delaware, Panama, Cayman Islands, Spain, Portugal, France, Italy etc.
No, our insurance partners offer coverage for all areas around the world. Just make sure to indicate on the quote request form the area where you will be using your boat to include it in your policy.
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